How to handle wedding budget stress with your fiancé

It’s no secret that the days leading up to your wedding can be some of the most challenging. Even with the excitement of saying ‘I do’, wedding planning and budgeting can trigger stressors that can overshadow your happiness leading to your big day.  

Managing a wedding budget is often one of the most stressful aspects of putting together your perfect day. We believe navigating these financial obstacles with your fiancé can not only be manageable but also bring you closer together. Here are some tips to help you handle wedding budget stress effectively.

Open and honest communication 

The foundation of any successful relationship is communication, which rings especially true when it comes to finances. Sit down with your fiancé and have an open and honest discussion about your wedding budget. Important points to cover include your current financial situation, savings, any contributions from family and how much you are willing to spend.

Tanya Bensley, Founder of Let’s Predict It and wedding floristry and styling studio Demavi, sat down with us to discuss the importance of communication in wedding planning. 

“When both individuals are clear about their financial expectations and limitations, it helps prevent misunderstandings and disagreements down the line. This transparency ensures that both partners are on the same page, making it easier to make joint decisions and compromises.”

Tips for effective communication:

  • Set aside time: Schedule a specific time to discuss the budget without distractions.
  • Practise active listening: Make sure you both have the chance to express your thoughts and concerns.
  • Be honest: Share your expectations and financial limitations openly.
  • Use “I” statements: This helps in expressing personal feelings without sounding accusatory.

Decide on priorities together  

We rarely see couples with the same exact vision and idea for their wedding. It is completely normal to have different priorities, and that’s okay. Rather than making decisions alone, share your viewpoint with your significant other and explain why it’s important to you.

Creating a list of priorities can help you both see eye-to-eye on what matters most. Whether it’s the venue, the dress, photography or the food, understanding each other’s priorities can help allocate the budget more effectively.

How to prioritise:

  • Make a list: Write down all the elements of the wedding and rank them in order of importance.
  • Find common ground: Identify areas where both of you agree to splurge and areas where you can cut costs.
  • Be willing to compromise: Understand that compromise is key. If you or your fiancé values a certain category highly, consider allocating more budget there while trimming in other areas.

Create a detailed budget plan

Once priorities are set, create a detailed budget plan. This plan should outline all expected expenses and track your spending. 

You can seek out established budgeting tools or experience our Let’s Predict It app to use a budget prediction calculator. The premium version allows you to set actionable budget goals and receive a full estimate breakdown by category. Utilise in-app guidance to track real time spending, deposits and remaining balance calculations. Let’s Predict It generates reliable, budget-savvy groundwork from the very beginning – bringing couples closer to their vision and decreasing pre-wedding stressors.

Using Let’s Predict It app is easy as: 

Step 1: Enquire with your favourite venues for their wedding package details.

Step 2: Enter the venue costs including hire, catering, beverage and total number of guests 

Step 3: Click submit to reveal your total budget figure. 

Seek professional help

Seeking out wedding professionals for advice can benefit couples looking for a smooth wedding planning process. Hiring a wedding planner can make sure you are sticking to your budget and alleviate the pressure of orchestrating your wedding. A planner can also act as a third-party voice when family members and couples are having differing ideas for the big day – helping you navigate uncomfortable disagreements. 

Some couples might feel drawn to professional counselling while they are planning to tie the knot. Landis Bejar is the founder and director of AisleTalk, a New York-based therapy practice dedicated to supporting people to navigate stress as they plan their wedding. Bejar and co-clinicians at AisleTalk recognise that wedding planning can appear as the happiest time in your life, when in reality, this time period can trigger financial stress, anxiety, family and relationship stressors. 

One of AisleTalk’s licensed mental health counselors, Farzan Rahman, told Bustle, “There’s perhaps a misconception about wedding therapy that it’s not serious or needed work, but I want people to open their minds a little bit and think about it not only as therapy while you plan your wedding but also therapy to help you prepare for your marriage and other realms of life.”

Balance is key 

It might be beneficial to create boundaries for yourself and your partner around how many hours a week is dedicated to planning. For example, no wedding planning or wedding talk during work hours or Sundays. Prioritise self-care wherever possible. Whether it’s getting a pedicure, hitting the gym, or meditating, make sure to take time for yourself.

Wedding planning can be all-consuming. It’s important to take breaks and spend quality time together, away from the stress of budgeting. Stepping out of wedding mode and spending intentional time with your fiancé is going to benefit both of you during the planning process. 

Ways to take breaks:

  • Date nights: Schedule regular date nights where wedding talk is off-limits.
  • Relax together: Engage in activities that help both of you relax, such as hiking, cooking together or watching a movie.
  • Mini holidays: If possible, take a short trip to recharge and reconnect.

Handling wedding budget stress with your partner doesn’t have to be a daunting task. By maintaining open communication, utilising budgeting tools and prioritising each other, you can ensure your wedding planning is a positive and rewarding experience. This is a celebration of your love and commitment and managing your budget together can be the first of many successful efforts in your married life.

Download the Let’s Predict It app today to experience an all-in-one budgeting tool – setting you up for a smooth ‘I do’ and ‘something blue’.